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EAA
United Kingdom

Tontine for the African community in the UK

Living in London, Manchester, Birmingham or Leeds and want to keep saving with family back home? EAA connects African communities across the UK to rotational savings circles spanning Ghana, Nigeria, Cameroon, Kenya, South Africa and beyond.

The UK African diaspora challenge

Sending money home is expensive and slow. Joining a tontine, susu, ajo or stokvel with family abroad is logistically impossible — until now. EAA solves both problems with a single platform.

  • Contribute in GBP via card or bank transfer
  • Payouts routed to mobile money or bank in the home country
  • Lower friction than Western Union, MoneyGram or even Wise for group savings
  • FCA-conformant payment partners

Who uses EAA in the UK

Thousands of UK Africans already use EAA to save together with friends, family and colleagues. Here's why.

  • Reconnect with your community of origin while building UK wealth
  • Support family back home through structured group savings
  • Build a disciplined savings habit without thinking about it
  • Full transparency — every pound tracked

Typical use case

Kwame lives in London. Ama lives in Accra. Their cousin Yaw lives in Toronto. Together, they form an EAA group of 10 and each contribute $20 every Sunday. Each cycle, one of them collects the $200 pot — Kwame for his MBA, Ama for school fees, Yaw for his startup. EAA orchestrates everything.

  • No meetings to schedule
  • No spreadsheets to maintain
  • No disputes possible

Frequently asked questions

Is EAA legal in the UK?

Yes. EAA operates in compliance with UK and EU payment regulations. Our payment partners (Hubtel, NOWPayments) are themselves regulated.

What are the fees?

EAA takes 10% of the pot for orchestration (versus 5-15% on traditional remittance services with none of the community benefits). 60% goes into your wallet, 30% into solidarity reserve.

Can I invite my friends back in Africa?

Yes. Use your referral link to invite friends and family across Africa. You earn referral bonuses on every validated signup.

Ready to join EAA?

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